1. Open
In the app: scan your ID, answer a few questions about your goal, income and risk appetite, sign. No prior knowledge, no paperwork, no appointment.
How it works
Just a few steps to an award-winning ETF portfolio.
How it works
Ten minutes to open. After that we take over.
2. Pay in
Savings plan from €25 a month, one-off investment with no minimum. It goes into the Globales Portfolio – over 13,000 shares and 2,000 bonds, no individual bets.
3. Sit back
We monitor the risk, bring the weightings back on target free of charge (rebalancing) and review the products. You watch in the app – or you don’t.
Start saving now with the test winner
Start with an ETF portfolio that is managed for you on an ongoing basis.
Video
How quirion builds your wealth
In this video you find out exactly how professional wealth building works with us.
This is what comes with quirion.
-
Cost-effective and transparent
There are no hidden costs with us. quirion is a digital wealth management service. With our ETF portfolios we focus on efficiency – one of the most important levers for returns.
-
Better safe than sorry
Your money is in good hands with us. Your account and securities account are managed by our parent company, Quirin Privatbank. It holds a full banking licence.
Information on the protection of your deposits -
Anytime, anywhere
Our DNA is digital. You can invest anytime and from anywhere, and access your account online.
-
Digital and personal customer support
Our customer support team is always there for you: by phone, email or chat. Our financial experts are also happy to advise you in person at the branches of Quirin Privatbank.
-
Flexible and individual
quirion offers you tailored solutions with no minimum investment and no contractual commitment. Increase your investment or adjust your savings rate at any time – whatever suits you and your goals.
Award-winning
Independent tests rate our portfolio quality, our costs and our service.
- 4.6 App stores
- +11 bn Client assets in the Quirin group
Any questions?
What are ETFs (index funds)?
In recent years, exchange traded funds (ETFs) have established themselves as an alternative to open-ended, actively managed investment funds. An ETF replicates a given index as precisely as possible and adjusts its composition to match its reference value.
For example, when you buy an MDAX ETF, you get all the stocks in the MDAX in exactly their current composition on the market. If the composition of the MDAX changes, the composition of your ETF changes too.
As a result, the management and administration fees for an ETF are significantly lower. On average they amount to 0.17 percent of the invested sum per year. If a fund manager actively looks after your investment funds, the costs rise to 1.5 to 2.5 percent per year.
What does Global Portfolio mean?
If you opt for our Global Portfolio, you invest across the entire market. From the risk you are willing to take, we derive the composition of your portfolio. More equities mean more risk – but also more return opportunities. More bonds reduce the risk – but also the return opportunities.
The Global Portfolio is generally suitable for building wealth. You can also take it out in a sustainable variant.
How does opening an account work?
The fastest way is in the app. You find the quirion app in the App Store and on Google Play — search for “quirion”.
In the app you answer a few questions about your goal, income and risk appetite, and you get your investment proposal. You then enter your personal details, contact details and ID details, and sign digitally.
Identification comes last. By video in the app is the easiest way. It also works on your computer or at a Deutsche Post branch.
We then open your quirion account right away. No paperwork, no appointment.
Change your savings plan? Three taps.
Pay in, withdraw, adjust your savings rate — no appointment, no branch.