Invest together. Achieve your goals together.
With the joint portfolio from quirion, you invest together in automated ETF portfolios and achieve your goals easily, digitally and with a multi-award-winning strategy.
- Invest together with your spouse, friends or family members
- Globally diversified from 0.48% all-in fee p.a.
- Save monthly or invest a one-off lump sum
Which goals is the joint portfolio suited to?
Many couples, and friends too, share a common financial goal
With the joint portfolio from quirion, you can achieve these goals together in a structured way:
The calculation is based on a 7% annual return
*Equity for a property
Investing on the capital markets involves risks
Calculate your own savings plan
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How the joint portfolio works
Define your goals and risk appetite together
Receive your investment proposal
Keep an eye on your financial goals together
Joint portfolio or a traditional joint account?
JOINT PORTFOLIO
JOINT ACCOUNT
Your joint ETF portfolio
- Scientifically grounded investment strategy from Quirin Privatbank
- Broadly diversified across markets and sectors
- Tailored to your risk-return profile
- Fair all-in fee of 0.48% p.a.: professional investing, personal service and automatic adjustments to your portfolio
quirion – your partner for building wealth together
Our investment strategy? Simply outstanding. And it's not just us saying so. It's said by numerous tests and awards. And by our more than 100,000 customers. Thank you for that!
Investing in the future together: the children's portfolio
With the children's portfolio, parents can lay a foundation for their children's financial future at quirion. And they can do so together with family members and friends – easily, digitally and in just a few minutes.
Providing for your retirement
At quirion, we offer you an individual solution for providing for your retirement together. This way, you can make the most of your money over the long term. From 2027, your retirement provision will receive comprehensive state support through the retirement provision portfolio.
You'll already find comprehensive information on this with us today, and from 01/01/2027 the right investment product.
More questions? Ask away!
Who can open an account?
Is the sustainable portfolio also available as a joint portfolio?
What are the requirements for becoming a quirion customer?
Please note: This calculation serves solely as a non-binding illustration and does not constitute investment, tax or pension advice. quirion's [ETF savings plan calculator] is based on the assumption of a 100% equity investment, with which the return potential of the capital markets can be best exploited if the associated price fluctuations – which can at times be considerably stronger – can be withstood. The return of 7.96% p.a. assumed for equity saving is based on the actual average return of the MSCI All Country World Index (MSCI ACWI for short, calculated in euros, incl. dividends) over the last 20 years (as at: 30.06.2024). It mainly comprises standard equities from developed and emerging markets. For the sake of simplicity, the estimate assumes a constant performance over the entire term. In reality, however, an equity investment always develops with – sometimes strong – fluctuations, which can also involve temporary losses. Such estimates are not a reliable indicator of future performance. The assumed ongoing costs are [the quirion asset management fee] (0.48% p.a.) plus 0.20% p.a. ETF costs (the Total Expense Ratio, TER). Actual performance may differ significantly. Allowances and tax incentives in accordance with §§ 10a, 79 ff. EStG-new (reform of 25.03.2026).
