1. Open
In the app: scan your ID, answer a few questions about your goal, income and risk appetite, sign. No prior knowledge, no paperwork, no appointment.
Performance
The performance of our strategies, year by year.
Performance history
Global Portfolio
The performance of the classic global strategies, by equity/bond ratio.
Equity/bond ratio
| Equity/bond ratio | 0 / 100 | 10 / 90 | 20 / 80 | 30 / 70 | 40 / 60 | 50 / 50 | 60 / 40 | 70 / 30 | 80 / 20 | 90 / 10 | 100 / 0 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 01.08.25 – 31.07.26 | 1.50% | 4.28% | 7.10% | 9.89% | 13.01% | 15.79% | 18.99% | 22.29% | 25.78% | 29.15% | 32.43% |
| 01.08.24 – 31.07.25 | 3.46% | 3.94% | 4.29% | 4.54% | 5.05% | 5.42% | 5.64% | 6.56% | 6.65% | 6.95% | 7.32% |
| 01.08.23 – 31.07.24 | 4.77% | 5.99% | 7.21% | 8.42% | 9.61% | 10.80% | 12.01% | 13.09% | 14.30% | 15.46% | 16.53% |
| 01.08.22 – 31.07.23 | -2.32% | -1.61% | -0.92% | -0.24% | 0.43% | 1.10% | 1.75% | 2.39% | 3.03% | 3.93% | 4.25% |
| 01.08.21 – 31.07.22 | -7.05% | -6.01% | -4.89% | -3.78% | -2.72% | -1.71% | -0.56% | 0.51% | 1.52% | 2.17% | 3.62% |
| 01.08.20 – 31.07.21 | 1.06% | 4.25% | 7.13% | 10.31% | 13.38% | 16.77% | 20.09% | 23.38% | 26.71% | 30.03% | 32.93% |
| 01.08.19 – 31.07.20 | 0.28% | -0.47% | -1.04% | -2.25% | -2.21% | -3.92% | -4.77% | -5.61% | -7.13% | -8.22% | -8.63% |
| 01.08.18 – 31.07.19 | 1.73% | 1.80% | 1.85% | 1.91% | 1.99% | 2.03% | 2.13% | 2.20% | 2.23% | 2.32% | 2.40% |
| 01.08.17 – 31.07.18 | -0.81% | 0.21% | 1.27% | 2.30% | 3.34% | 4.41% | 5.48% | 6.54% | 7.58% | 8.67% | 9.49% |
| 01.08.16 – 31.07.17 | -0.62% | 0.61% | 1.91% | 3.18% | 4.43% | 5.66% | 6.88% | 8.14% | 9.39% | 10.60% | 11.40% |
| 01.08.15 – 31.07.16 | 2.42% | 2.30% | 1.49% | 1.08% | 0.67% | 0.32% | -0.22% | -0.71% | -0.89% | -1.21% | -2.04% |
| 01.08.14 – 31.07.15 | 1.59% | 3.05% | 4.56% | 6.21% | 7.88% | 9.79% | 11.03% | 12.53% | 14.04% | 15.77% | 16.81% |
As of: 31.07.2026
The figures are based on the following example: Global investment portfolio in the Digital package (asset management fee of 0.48 percent per year for any investment amount). Up to 30.06.2018, management was carried out by Quirin Privatbank AG. From 01.01.2018 to 31.06.2020, the first €10,000 in the Digital package were managed free of charge; here we have calculated the return for an investment amount of €30,000. From 01.07.2020 to 08.01.2024, the first €10,000 were managed free of charge only in the first year; the resulting one-off asset benefit of €48 is not included in our sample calculation. Returns are calculated after all costs and before tax. Choosing a different pricing model affects the performance figures shown.
The figures relate to the past; past performance is not a reliable indicator of future performance.
Performance history
Sustainable Portfolio
The performance of the sustainable global strategies, by equity/bond ratio.
Equity/bond ratio
| Equity/bond ratio | 0 / 100 | 10 / 90 | 20 / 80 | 30 / 70 | 40 / 60 | 50 / 50 | 60 / 40 | 70 / 30 | 80 / 20 | 90 / 10 | 100 / 0 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 01.08.25 – 31.07.26 | 1.53% | 3.81% | 6.25% | 8.54% | 10.93% | 13.48% | 15.85% | 18.33% | 21.12% | 23.70% | 26.17% |
| 01.08.24 – 31.07.25 | 3.31% | 3.49% | 3.67% | 4.32% | 4.03% | 4.21% | 4.40% | 4.60% | 4.79% | 4.98% | 5.17% |
| 01.08.23 – 31.07.24 | 4.96% | 6.00% | 7.06% | 8.07% | 9.10% | 10.13% | 11.16% | 12.18% | 13.21% | 14.23% | 15.20% |
| 01.08.22 – 31.07.23 | -3.64% | -2.98% | -2.33% | -1.68% | -1.03% | -0.39% | 0.25% | 0.89% | 1.53% | 2.16% | 2.76% |
| 01.08.21 – 31.07.22 | -8.64% | -7.41% | -6.27% | -5.53% | -4.30% | -2.65% | -1.74% | -0.65% | -0.27% | 1.74% | 2.71% |
| 01.08.20 – 31.07.21 | 0.76% | 3.91% | 7.07% | 10.13% | 13.43% | 16.78% | 20.04% | 23.36% | 26.84% | 30.08% | 33.23% |
As of: 31.07.2026
The figures are based on the following example: Sustainable Portfolio in the Digital package (asset management fee of 0.48 percent per year for any investment amount). Strategy launch: 03.12.2019. Up to 04.07.2022, the strategy was available only in the Comfort package (asset management fee of 0.68 percent per year). The higher asset management fees of 0.68 percent per year were taken into account accordingly in the calculations up to 05.07.2022. From 05.07.2022 to 08.01.2024, the first €10,000 for the sustainable portfolio in the Digital package were managed free of charge; here we have calculated the return for an investment amount of €30,000. The resulting one-off asset benefit of €48 is not included in our sample calculation. Returns are calculated after all costs and before tax. Choosing a different pricing model affects the performance figures shown.
The figures relate to the past; past performance is not a reliable indicator of future performance.
Performance history
Megatrends Portfolio
The performance of the Megatrends Portfolio since the strategy launched.
| Period | Return |
|---|---|
| 01.08.25 – 31.07.26 | 26.89% |
| 01.08.24 – 31.07.25 | 11.57% |
| 01.08.23 – 31.07.24 | 9.51% |
| 04.07.22 – 31.07.23 | 8.92% |
As of: 31.07.2026
The figures are based on the following example: Megatrends Portfolio in the Digital package (asset management fee of 0.48 percent per year for any investment amount). Strategy launch: 04.07.2022. From 05.07.2022 to 08.01.2024, the first €10,000 in the Digital package were managed free of charge; here we have calculated the return for an investment amount of €30,000. The resulting one-off asset benefit of €48 is not included in our sample calculation. Returns are calculated after all costs and before tax. Choosing a different pricing model affects the performance figures shown.
The figures relate to the past; past performance is not a reliable indicator of future performance.
The quirion investment universe
See which products have currently passed our selection process.
What is your strategy?
There is something for everyone at quirion — whether you take on risk for a higher return or prefer to play it safe.
How it works
Ten minutes to open. After that we take over.
2. Pay in
Savings plan from €25 a month, one-off investment with no minimum. It goes into the Globales Portfolio – over 13,000 shares and 2,000 bonds, no individual bets.
3. Sit back
We monitor the risk, bring the weightings back on target free of charge (rebalancing) and review the products. You watch in the app – or you don’t.
Any questions?
How do you calculate the performance?
Returns are calculated after all costs and before tax. Each strategy and ratio is based on a model portfolio; the exact example is stated under every table. Choosing a different pricing model affects the figures shown.
Why is there no average return here?
We show every twelve-month period on its own. An average across several years smooths away the very thing that matters: how much a strategy fluctuates. The regulator therefore asks for actual twelve-month periods.
What does Global Portfolio mean?
If you opt for our Global Portfolio, you invest across the entire market. From the risk you are willing to take, we derive the composition of your portfolio. More equities mean more risk – but also more return opportunities. More bonds reduce the risk – but also the return opportunities.
The Global Portfolio is generally suitable for building wealth. You can also take it out in a sustainable variant.
Your performance? One look.
Portfolio value, chart and every payment in and out are in the app — up to date, no appointment.
