Your money and your data are protected.
-
Your liquidity is protected
quirion’s partner for account and securities-account management is Quirin Privatbank — a bank with a full licence. It is a member of the voluntary deposit protection fund of the Association of German Banks (BdB). You can ask the BdB for the applicable protection limit.
www.einlagensicherung.de -
Your investment is your property
Under German law, investment funds count as segregated assets (Sondervermögen). For you that means your fund units stay your property even if the fund company, the custodian bank or the asset manager becomes insolvent. Funds in Germany are also subject to state authorisation and supervision. What segregation does not protect against is market risk — the value of your investment moves up and down.
-
Trust is good, encryption is better
Data transfer at quirion is protected by a secure connection (TLS/SSL). We work exclusively with German data centres, so your data is stored in Germany.
Why is your money safe with quirion?
This short video explains why your money is invested safely with us.

Award-winning
Independent tests rate our portfolio quality, our costs and our service.
- 4.6 App stores
- +11 bn Client assets in the Quirin group
Any questions?
How safe is my money when invested with quirion?
The statutory deposit protection of EUR 100,000 applies to every account. At quirion, coverage under the voluntary deposit protection fund of the Association of German Banks (BdB) even extends into the millions.
What happens if quirion goes bankrupt?
That would not mean any loss for you: your ETFs and securities are untouchable and belong to you – whether the fund company becomes insolvent, or the custodian bank or asset manager does.
How safe is investing in ETF portfolios?
ETFs are exchange-traded products. Their prices fluctuate continuously. However, broad diversification helps to reduce risks. With us, diversification takes place not only through the use of ETFs, but also at the portfolio level: through worldwide diversification, the risks of individual markets are cushioned.
Start investing with peace of mind.
Pay in, withdraw, adjust your savings rate — no appointment, no branch.


