Money for later
Your money today is your wealth tomorrow.
With quirion's automated ETF portfolios, you simply benefit from these return opportunities and thus achieve your financial goals.
Invest efficiently. Profit automatically.
System: set it up, sit back, reach your goals
From 25 euros a month
Always stay flexible
Your investment strategy. Award-winning. The management. Professional.
Global returns
Invest professionally
Invest cost-effectively and with no prior knowledge with quirion.
Just 0.48 % annual fee
A multi-award-winning strategy
Big goals? Easily reached over the long term.
Simply benefit from the growth of the world's markets with automated ETF portfolios.
Past
Future
2013-12-31,0.63
2014-03-31,2.87
2014-06-30,3.84
2014-09-30,1.45
2014-12-31,3.67
2015-03-31,12.75
2015-06-30,-2.3
2015-09-30,-10.64
2015-12-31,6.85
2016-03-31,-2.89
2016-06-30,2.48
2016-09-30,5.47
2016-12-31,8.05
2017-03-31,4.65
2017-06-30,2.12
2017-09-30,2
2017-12-31,3.76
2018-03-31,3.54
2018-06-30,4.98
2018-09-30,3.68
2018-12-31,-12.73
2019-03-31,12.11
2019-06-30,1.08
2019-09-30,3.59
2019-12-31,6.1
2020-03-31,-25.9,highlight:Corona crash
2020-06-30,13.65
2020-09-30,2.46
2020-12-31,9.99
2021-03-31,10.79
2021-06-30,4.64
2021-09-30,1.79
2021-12-31,7.43
2022-03-31,-2.37,highlight:Ukraine crisis
2022-06-30,-8.55
2022-09-30,-1.76
2022-12-31,2.8
2023-03-31,3.92
2023-06-30,3.78
2023-09-30,1.13
2023-12-31,6.56
2024-03-31,8.53
2024-06-30,2.16
2024-09-30,2.54
2024-12-31,5.19
2025-03-31,-4,highlight:Trump tariffs
2025-06-30,2.78
2025-09-30,7.82
2014-03-31,2.87
2014-06-30,3.84
2014-09-30,1.45
2014-12-31,3.67
2015-03-31,12.75
2015-06-30,-2.3
2015-09-30,-10.64
2015-12-31,6.85
2016-03-31,-2.89
2016-06-30,2.48
2016-09-30,5.47
2016-12-31,8.05
2017-03-31,4.65
2017-06-30,2.12
2017-09-30,2
2017-12-31,3.76
2018-03-31,3.54
2018-06-30,4.98
2018-09-30,3.68
2018-12-31,-12.73
2019-03-31,12.11
2019-06-30,1.08
2019-09-30,3.59
2019-12-31,6.1
2020-03-31,-25.9,highlight:Corona crash
2020-06-30,13.65
2020-09-30,2.46
2020-12-31,9.99
2021-03-31,10.79
2021-06-30,4.64
2021-09-30,1.79
2021-12-31,7.43
2022-03-31,-2.37,highlight:Ukraine crisis
2022-06-30,-8.55
2022-09-30,-1.76
2022-12-31,2.8
2023-03-31,3.92
2023-06-30,3.78
2023-09-30,1.13
2023-12-31,6.56
2024-03-31,8.53
2024-06-30,2.16
2024-09-30,2.54
2024-12-31,5.19
2025-03-31,-4,highlight:Trump tariffs
2025-06-30,2.78
2025-09-30,7.82
199 % growth since 2014
start
end
As at: 30.09.2025; quirion's own illustration
Performance of the Global Portfolio in the strategy with a 100 % equity share, including the asset management fee (0.48 % p.a.) and product costs (0.20 % p.a.). The figures relate to the past; past performance is not a reliable indicator of future results.
Performance of the Global Portfolio in the strategy with a 100 % equity share, including the asset management fee (0.48 % p.a.) and product costs (0.20 % p.a.). The figures relate to the past; past performance is not a reliable indicator of future results.
As at: 30.09.2025; quirion's own illustration
Projected performance of the Global Portfolio in the strategy with a 100 % equity share, including the asset management fee (0.48 % p.a.) and product costs (0.20 % p.a.).
For the sake of clarity, a linear performance curve is shown. However, capital markets never move in a linear way. In the interim, larger fluctuations in value/losses may also have to be endured.
Forecasts of this kind are not a reliable indicator of future performance.
Projected performance of the Global Portfolio in the strategy with a 100 % equity share, including the asset management fee (0.48 % p.a.) and product costs (0.20 % p.a.).
For the sake of clarity, a linear performance curve is shown. However, capital markets never move in a linear way. In the interim, larger fluctuations in value/losses may also have to be endured.
Forecasts of this kind are not a reliable indicator of future performance.
Calculate your own savings plan
Hypothetical final capital
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quirion's ETF savings plan calculator is based on the assumption of a 100 % equity investment, with which the return opportunities of the capital market can be best exploited if the associated – sometimes considerably stronger – price fluctuations can be endured. Find out more
What is your goal?
Don't invest in just anything. Invest in your tailor-made investment.
Your selection:
1
What is your investment goal?
2
How would you like to invest?
3
How often do you want to invest?
Your path to building wealth starts today – smart and straightforward
Invested worldwide for stable and sustainable returns.
Invest however you like: a lump-sum investment or a savings plan from 25 euros.
Professional investing for just 0.48 % per year.
Adjust your investment flexibly and free of charge at any time.
Invest together: also as a children's account or joint securities account.
Even more goals in life?
Optimise your emergency fund, provide for retirement, lay the foundation for your property, or build the foundation for your children's future.
quirion. Simply award-winning.
Our investment strategy? Simply award-winning. And it's not just us saying so. Numerous tests and awards say so too. As do our now more than 90,000 customers. Thank you for that!
Still have questions? Out with them!
How does quirion work and what is a robo-advisor?
How do you open a securities account?
What is an ETF portfolio?
Here's how we can help you further
quirion's ETF savings plan calculator is based on the assumption of a 100 % equity investment, with which the return opportunities of the capital market can be best exploited if the associated – sometimes considerably stronger – price fluctuations can be endured. The return of 7.96 % p.a. assumed for equity saving is based on the actual average return of the MSCI All Country World Index (MSCI ACWI for short, calculated in euros, incl. dividends) over the last 20 years (as at: 30.06.2024). It mainly comprises standard equities from developed and emerging markets. For the sake of simplicity, the estimate assumes constant performance over the entire term. In reality, however, an equity investment always develops with – sometimes strong – fluctuations, which can also entail temporary losses. Estimates of this kind are not a reliable indicator of future performance. The assumed ongoing costs are the quirion asset management fee in the purely digital variant (0.48 % p.a.) plus 0.20 % p.a. ETF costs (known as the Total Expense Ratio, TER).
