1. Open
In the app: scan your ID, answer a few questions about your goal, income and risk appetite, sign. No prior knowledge, no paperwork, no appointment.
Investment universe
The products that have currently passed our fund selection process.
Investment universe
Global Portfolio
We build the global strategies from these products. Which of them are in your portfolio, and at what weight, depends on your strategy.
Equities
| Category | Product | Costs p.a. (TER) |
|---|---|---|
| Developed markets (small caps) | iShares MSCI World Small Cap Developed markets (small caps) | 0.14% |
| Developed markets (standard) | Amundi Prime Global Developed markets (standard) | 0.05% |
| Developed markets (standard) | SPDR MSCI World Developed markets (standard) | 0.12% |
| Developed markets (value) | Xtrackers MSCI World Value Developed markets (value) | 0.25% |
| Emerging markets (small caps) | SPDR MSCI EM Small Cap Emerging markets (small caps) | 0.55% |
| Emerging markets (standard) | iShares Core MSCI EM IMI Emerging markets (standard) | 0.18% |
| Emerging markets (value) | iShares Edge MSCI EM Value Factor Emerging markets (value) | 0.40% |
Bonds
| Category | Product | Costs p.a. (TER) |
|---|---|---|
| Bonds, mixed | SPDR Bloomberg Global Aggregate Bond Euro-Hedged Bonds, mixed | 0.10% |
| High-yield bonds | Xtrackers II EUR High Yield Corporate Bond High-yield bonds | 0.20% |
| Low-risk bonds | Amundi Index Euro Corporate SRI 0-3 Y Low-risk bonds | 0.12% |
| Low-risk bonds | Amundi Prime Euro Corporates Low-risk bonds | 0.05% |
| Low-risk bonds | Invesco Euro Government Bond 1-3 Year Low-risk bonds | 0.10% |
| Low-risk bonds | Lyxor Euro Government Bond 1-3Y Low-risk bonds | 0.165% |
Investment universe
Sustainable Portfolio
We build the sustainable strategies from these products. Here too, the choice and the weighting depend on your strategy.
Equities
| Category | Product | Costs p.a. (TER) |
|---|---|---|
| Sustainable companies, developed markets | Amundi MSCI World SRI Climate Net Zero Ambition PAB ETF Sustainable companies, developed markets | 0.18% |
| Sustainable companies, developed markets | Assenagon Value Size Global Sustainable companies, developed markets | 0.59% |
| Sustainable companies, developed markets | HSBC MSCI World Small Cap ESG Sustainable companies, developed markets | 0.25% |
| Sustainable companies, developed markets | HSBC MSCI World Value ESG Sustainable companies, developed markets | 0.25% |
| Sustainable companies, developed markets | UBS MSCI WORLD SRI ETF Sustainable companies, developed markets | 0.19% |
| Sustainable companies, developed markets | Xtrackers ESG MSCI World UCITS ETF Sustainable companies, developed markets | 0.20% |
| Sustainable companies, emerging markets | HSBC MSCI Emerging Markets Small Cap ESG Sustainable companies, emerging markets | 0.35% |
| Sustainable companies, emerging markets | HSBC MSCI Emerging Markets Value ESG Sustainable companies, emerging markets | 0.35% |
| Sustainable companies, emerging markets | UBS MSCI Emerging Markets SRI ETF Sustainable companies, emerging markets | 0.24% |
Bonds
| Category | Product | Costs p.a. (TER) |
|---|---|---|
| High-yield bonds, sustainable | Amundi Euro High Yield Corporate Bond ESG ETF High-yield bonds, sustainable | 0.25% |
| Low-risk bonds, development banks | UBS ETF - Sustainable Development Bank Bonds UCITS ETF (hedged to EUR) Low-risk bonds, development banks | 0.18% |
| Low-risk bonds, development banks | iShares USD Development Bank Bonds ETF EUR Hedged Low-risk bonds, development banks | 0.18% |
| Low-risk bonds, sustainable | Amundi Euro Government Tilted Green Bond ETF Low-risk bonds, sustainable | 0.14% |
| Low-risk bonds, sustainable | Amundi Global AGG SRI 1-5yr, hedged ETF Low-risk bonds, sustainable | 0.18% |
| Low-risk bonds, sustainable | BNP Paribas Easy EUR Corporate Bond SRI 1-3yr ETF Low-risk bonds, sustainable | 0.20% |
| Low-risk bonds, sustainable | Xtrackers ESG Euro Corporate Bond ETF Low-risk bonds, sustainable | 0.16% |
How have the portfolios performed?
The performance of every strategy, twelve-month period by twelve-month period.
What is your strategy?
There is something for everyone at quirion — whether you take on risk for a higher return or prefer to play it safe.
How it works
Ten minutes to open. After that we take over.
2. Pay in
Savings plan from €25 a month, one-off investment with no minimum. It goes into the Globales Portfolio – over 13,000 shares and 2,000 bonds, no individual bets.
3. Sit back
We monitor the risk, bring the weightings back on target free of charge (rebalancing) and review the products. You watch in the app – or you don’t.
Your portfolio? One look.
Portfolio value, chart and every payment in and out are in the app — up to date, no appointment.
