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quirion trades efficiently, with lean structures and at low cost: our cost calculator shows the cost advantage at a glance, compared with conventional investing and with other robo-advisors.

Since quirion launched in November 2013, both the number of clients and assets under management have soared. The test win at Stiftung Warentest played a major part in this. Our clients mean a lot to us. That's why we'd like to thank you for your trust with our loyalty bonus campaign.

The economic and economic-policy weakness in some emerging markets has now been persisting since the late spring. In recent weeks the overall picture has grown more strained still.

Anyone who reacts impatiently and hastily to bad news when investing can end up costing themselves their returns. Because reshuffling holdings unnecessarily drives up transaction costs.

There are more investors in Germany than at any time since 2006. That is shown by a recent study from the German Share Institute (DAI). Are we seeing a new trend here towards equity funds as retirement provision and towards an era of investors?

The future of the capital markets cannot be predicted. Not by sophisticated scientific risk models, and not by highly paid gurus either. A small comfort for the experts: not all of them are equally bad.