Your exclusive portfolio check with your wealth advisor

In this no-obligation conversation, we clarify:

  • How your existing portfolios and strategies work together
  • Whether unnecessary costs or risks have accumulated across different providers
  • Whether your overall allocation across different assets fits your goals

Does your wealth structure fit your goals?

Your call money at quirion already works soundly for you. But many of our more than 100,000 customers with larger reserves benefit particularly from a strategic second lever: the overall view of your investments.

An example from practice

Many investors deliberately separate between:

  • a safety buffer (e.g. call money)
  • long-term invested capital

The idea is simple — but effective:

One part stays invested short-term. The other part is invested strategically — broadly diversified and aligned with your goals. How this split is best structured in your case can only be assessed in the overall context of your investments — ideally in a no-obligation appointment with our wealth advisor.

quirion & Quirin Privatbank:
One team for your investment

quirion stands for digital, low-cost investing.

Behind it stands Quirin Privatbank — a bank that for many years has specialised in independent, commission-free and scientifically grounded asset management .

Your online consultation is conducted by experts from Quirin Privatbank — and is the logical next step from your existing call-money account at quirion.

What this means for you:

  • No commissions
  • No hidden kickbacks
  • A clear, transparent fee structure
  • Advice solely in your interest

What you take away from the portfolio check

  • Clarity about your current wealth structure
  • An assessment of opportunities and risks
  • Transparency about the costs and interplay of your investments
  • Goal-oriented development of your investment strategy
  • Everything from a single source — tailored to your overall wealth

Your advisor: Fábio Aires Silveira

About me

For many years I've supported customers with the strategic structuring of their wealth. As one of the early pioneers of online advice, I've already analysed over 1,000 portfolios and helped investors align their investments more clearly, more efficiently and sensibly for the long term.

What convinces me?


The scientifically grounded approach and the consistent commission-free stance of Quirin Privatbank. Because good advice should not live off selling products — but off trust.

Personally, I value reliability, long-term perspectives and genuine conversations as equals. That's exactly what my customers feel too.

Profile

Training:
Insurance specialist
Place of birth:
Wiesbaden
Leisure/hobbies:
Jogging, road cycling, barista
Favourite travel destination:
Costa da Caparica (Portugal)

This is how straightforward your
online consultation

1

Choose an appointment
You choose a suitable appointment online. Video or phone — exactly as you prefer.

2

Prepare briefly
A rough overview of your assets is enough. Nothing more is needed.

3

Personal conversation
We talk about your goals, your risk appetite and the optimal split between security and return.

4

Your personal proposal
You receive a clear, structured recommendation.
You decide at your leisure — with no obligation.

Choose your preferred appointment now

The exclusive online consultation is non-binding and free of charge for you.
Book a free online consultation

Even more questions? Fire away!

Does the online consultation cost me anything?

No. The conversation with Fábio is non-binding and free of charge for you. Only if you later decide specifically in favour of asset management do the agreed, transparent fees apply.

What happens to my existing call-money account at quirion?

Your call-money account remains in place. The consultation is about deciding together which part of your balance should stay as an emergency fund in the call-money account — and which part can move into asset management over the long term.

Do I have to invest all my money?

No. It's only about the part of your wealth that you want to invest over the long term. Your safety buffer remains untouched.

Do I need prior knowledge of investing or securities?

No. Whether you're a beginner or an experienced investor — everything is explained clearly, without jargon.

Is Quirin Privatbank independent?

Quirin Privatbank works commission-free and accepts no rebates (kickbacks) from product providers. This way, the advice can consistently focus on your interests.

How long does the free online consultation take?

Usually 45–60 minutes — enough time for your individual situation.