How flexible am I with my balance?
You have full flexibility and can access your balance every day and, of course, top it up as well.
- Zins-Kombi
More questions on Zins-Kombi
Is there a maximum limit?
There is no maximum limit. You can deposit as much money into your interest account as you like.
How can I switch to the interest account?
In your customer portal, click on "Activate interest" and confirm the switch with a click. If you have not yet agreed to the current General Terms and Conditions (from 07/2022), we ask you to do so, so that you can receive the interest.
Do I receive the interest automatically or do I have to do something?
As a new customer, the balance on your interest account is automatically earning interest. As an existing customer, provided you have agreed to our current General Terms and Conditions (dated 07/2022), you can upgrade your clearing account to an interest account and thereby activate the interest payments.
Is the interest rate fixed?
The interest rate is currently fixed at 1% p.a. We reserve the right to adjust the interest rate if market conditions change.
How safe is my money when invested with quirion?
The statutory deposit protection of EUR 100,000 applies to every account. At quirion, coverage under the voluntary deposit protection fund of the Association of German Banks (BdB) even extends into the millions. You can find more information here.
When do I receive interest on my balance? Monthly, quarterly?
Interest is credited automatically at the end of a quarter. If you start investing within a quarter, the interest is credited on a pro-rata basis.
Is there a minimum holding period for the balance in order to earn interest?
With our interest account as well, there is no minimum holding period or minimum investment period for our clients.
Just ask.
quirion.ai answers around the clock. Or write to us and we will get back to you personally.