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How safe is my retirement provision with quirion?

Our safety promises apply equally to all of our portfolios. In particular, this means that your invested money constitutes segregated assets. The securities are therefore protected against the insolvency of quirion or Quirin Privatbank and remain your property at all times.

  • Retirement planning

More questions on Retirement planning

Are ETFs a good way to save for retirement?

Yes, provided that – as with quirion – you track the entire global market as closely as possible. Many people invest in specialised products for their private retirement provision. However, these are often very expensive. Retirement provision with quirion works differently from conventional pension products: with quirion there are no acquisition and distribution costs, but instead a low-cost digital investment that lets you secure the return opportunities of the international capital markets.

Why is private retirement provision so important?

Unfortunately, it is foreseeable that for many people the statutory pension will not be sufficient to maintain their standard of living in the future. In addition to occupational pension schemes, it is therefore important that you also make private provisions. And ideally as early as possible! Because this way, in your younger years, you still have the option of choosing a more risk-oriented strategy with the chance of higher returns. Later, you can then choose a more conservative strategy to generate the most stable income possible.

Can I access my money at any time?

Yes, you can cancel your strategy easily at any time. We will then sell your securities and transfer the proceeds to you within a few days. The dissolution and the sale of securities are free of charge for you.

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What advantages does retirement provision at quirion offer me compared with other private pension products?

Important: At quirion, you can access your money at any time; you can close your account within a few days without any disadvantages. This is a major advantage over traditional life insurance policies, Riester pensions or home savings contracts, for example if you want to use your retirement provision assets to purchase a property. Another advantage: because we do without expensive insurance solutions and asset guarantees, we can offer you our investment product at an extremely low cost. This then means a greater return opportunity for you.

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