Why bank advisers are so keen to sell certificates was recently laid out rather unsparingly by financial journalist Christian Kirchner for the site Finanz-Szene.de: certificates are a completely unsuitable investment product. We at quirion consequently rule out the use of certificates. We took a closer look at the sense and nonsense of selling certificates.
The renowned fund analysis house Morningstar has published a new "Active-Passive Barometer." The study's finding: passive funds can be expected to deliver a better return than active ones. The result is so unsurprising that we call it non-news.
The latest figures on investor behavior in December show that investors systematically exited the market – and thereby missed the recovery in January. In this article, we describe how to do it better.
The year 2018 is drawing to a close – time to look back and look ahead. Our review: we took a look at other banks' forecasts and tested how accurate they were, with a clear result. And our outlook for 2019: we'll explain it at the end of this piece.
The natural reaction to a market crash: do something about it, swap out funds, get angry at your investment decision, sell everything. But anyone who wants to succeed with their investments resists these natural reflexes, keeps a cool head, and stays the course.
As one of three „pioneers of change“ in Germany, Karl Matthäus Schmidt was interviewed yesterday at the Hotel Adlon in Berlin at the Süddeutsche Zeitung's Economic Summit. And he took a clear stance: „85 percent of today's financial products are superfluous,“ he declared, among other things.
