Which ETFs belong in the portfolio?
The selection of products for the allocation of our global ETF portfolio follows strict scientific findings and is a complex process, both at the level of index selection and its weighting within the portfolio, as well as at the level of individual security selection. For the final selection, our investment committee takes into account the current state of financial market research and detailed documentation from the issuers.
- Global ETF portfolio
More questions on Global ETF portfolio
What can you work out with the ETF savings plan calculator?
With quirion's ETF calculator for savings plans, you can estimate the potential development of your savings plan over a specific period. You can find out what total contribution you will make, what investment success you can expect and how high your hypothetical final capital could be – based on your one-off contribution, the amount of your monthly savings rate and the duration of your investment.
Are there sensible alternatives to stocks and bonds?
Alternative investments are often considered to include, for example, overnight deposits, gold and cryptocurrencies. What argues against overnight deposits is the excessively low interest rate, which barely serves as a hedge against inflation. Instead of gold as a stability anchor in the portfolio, at quirion we rely on bond ETFs, which are far better suited to reducing sharp fluctuations in an equity portfolio. As for cryptocurrencies, as an interested investor you should inform yourself thoroughly about the high risks and consider whether you are prepared to bear them. In our view, cryptocurrencies are so far not yet a recommendable investment for long-term wealth building.
Is diversification possible with stocks alone?
Yes, at least for aggressive investors with a corresponding risk profile. A 100% investment in stocks is always relatively safe when the investment horizon is more than 10, or better still 15, years and the equity holdings are chosen such that a diversified investment across the entire world is achieved.
What does Global Portfolio mean?
If you opt for our Global Portfolio, you invest across the entire breadth of the market. From the risk you are willing to take, we derive the composition of your portfolio. More equities mean more risk – but also more return. More bonds, by contrast, reduce the risk – but also the return.
The Global Portfolio is generally suitable for building wealth. You can also take out our Global Portfolio in a sustainable variant.
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