Fintech ETF portfolio

The new normal: goodbye, bank.

Do you already have an account with an online bank or your portfolio with a robo-advisor like quirion? Then you are in good company: innovative providers of financial services, known as fintechs, are enjoying growing popularity.

Investing in fintechs

Fintechs meet customers' needs for cost-efficient, digital financial services and thereby offer investors the opportunity to participate in the transformation of the banking business. This upheaval still appears to be in its early stages. Continuous product innovations and a steady expansion of the range on offer are to be expected.

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What sets fintech investments from quirion apart:

Chancen

  • Fintech investment on the rise
    Interest in fintech product solutions drove the corresponding investments (e.g. via private equity or venture capital) up to 210 billion USD worldwide in 2021.¹ That the market is nevertheless still in its infancy in many countries is shown by developments in China: here, numerous ecosystems have already emerged that bundle a wide variety of services for users and thus meet more needs than pure banking or insurance solutions.²
  • The new standard
    In many cases, the trend is already moving towards technological solutions today: digital transfers have long been the norm, and customers are increasingly using digital wealth management offerings, such as those from robo-advisors like quirion. The technological determination of a suitable investment strategy meets investors' demands for cost-effective digital solutions.
  • Flexible and personalised
    quirion offers you tailor-made solutions with no minimum investment and no fixed contract term. Increase your investment or adjust your savings rate flexibly at any time – whatever best suits you and your investment goals.

Risiken

  • Government regulations could scupper new business models
  • Competitive pressure from domestic and foreign rivals, driven by ever cheaper offerings for customers
  • Because of their sole focus on a specific technology segment, fintech shares are subject in part to sharp fluctuations, and the performance of the theme can lie significantly below that of the overall market

Investing made simple

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Invest in fintechs with ETF portfolios from the robo-advisor

As a robo-advisor, quirion is itself an example of the success of fintechs. With our ETF portfolio you can not only benefit from the advantages as a customer, but also invest as an investor – simply and with broad diversification – in the growth market of fintech, spread widely across the most diverse sectors and countries.

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quirion has won numerous awards for its global ETF portfolio. With our new ETF portfolios we aim to build on that success. With our theme investments you can now set your own thematic priorities in your investment. Read more about our Auszeichnungen.

Want more future:
The quirion theme investments at a glance

Invest in the future now

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Basic strategy: automated ETF portfolio

With our thematic investments, we give you the opportunity to set your own priorities in your portfolio and invest in promising future themes. For your core investment, we recommend a forecast-free approach such as quirion's multi-award-winning global ETF portfolio. This offers you an optimal balance between expected return and expected risk on the international capital markets.

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